Winter Park Highlands Association
Winter Park Highlands Residents May Benefit from Lower PPC Classifications from ISO
We have recently learned that in the Fall of 2016, Insurance Service Office, Inc. (ISO) surveyed Grand Fire Protection District and awarded a “split” Public Protection Classification (PPC) to the District. Those properties that are within 5 miles of a GFPD station and within 1,000 feet of a fire hydrant* are rated as Class 3. Those properties that are within 5 miles of a GFPD station (or an adjoining, automatic aid fire station) but are more than 1,000 feet from a fire hydrant* are rated as Class 5. If a property is located between 5 and 7 miles of a fire station and is within 1000 feet of a fire hydrant, it receives a Class 10W rating. If none of these applies, then the property is considered a Class 10.
The Class 5 and Class 3 ratings are a reduction from our current Class 6 and Class 4 ratings. The rating reductions have the potential of reducing property insurance premiums - be sure to check with your agent at renewal time.
Some interesting facts:
• GFPD responds to structure fires with three 1,250 gpm engines and three water tenders carrying approximately 2,200-3,000 gallons of water each
• Response time is between 10-15 minutes; 12 minutes being ideal
•The department is volunteer with typically 12-18 firefighters responding per incident •Two fire stations are located at 60500 US Highway 40 and 85 County Road 5301 in Granby, CO 80446 •Grand Lake Fire is the automatic aid agency to the north located at 10,000 State Highway 34, Grand Lake, CO 80447. Phone: (970) 627-8428 •East Grand Fire is the automatic aid agency to the south located at 60 County Road 526, Tabernash, CO 80478. Phone: (970) 726-5824
Just to let you know, WPHA carries liability insurance on WPHA Commons and Directors and Officers Liability Insurance for Board members.